Terms & Rates

At HP Investment Group, our funding program can be structured to meet your unique borrowing needs.

Property Types:
1-4 Unit Properties-Commercial or Residential or Mixed Use
Loan Types:
Investor Properties Only-- No Home Equity Loans
Mostly Central Texas
6-15 months, with average of 12 months
Monthly interest-only payments
Interest Rate:
TBD, Rates vary from 12% - 15% per annum
Loan Points:
Points Vary: Usually 2.5 – 4 Points
Loan amounts can be up to 65% of the ARV (After Repair Value) of the property
Loan-To-Cost Ratio:
Up to 100%
Loan Amounts:

1st Lien Commercial real estate and non-owner occupied residential
Additional Costs:
Borrower is responsible for all legal, closing and other out of pocket expenses, which will include title policy and naming HP Investment Group on insurance policy.
Exit Strategy:
A clear and detailed exit strategy is required with valuations supported with appraisals and/or current comps.
Processing Fee:
Hard Money Lending: $750 Non-refundable fee